Welcome to the United Schools Associates (USA) Resource Center. It is our goal to act as an information center for questions and answers to your health care concerns. Like so many people, you probably have questions about your healthcare choices:

  • Do I really need supplemental insurance?
  • What are Worksite Voluntary Benefits?
  • Can I do anything to prevent a major illness?
  • If something happens and I need medical care, what are my options?
  • Where can I go to get answers in case of critical illness?
  • Can I afford the options?

This is where you’ll find relevant information to help you understand your options and guide you toward answers to all of your important questions.

USA, based in Bowie, Maryland, is a school worksite/voluntary benefits company and boutique insurance agency specializing in the marketing and selling of supplemental insurance benefits to niche market organizations. We work primarily with teachers and others in the education field. USA is a licensed third-party administrator, and we handle many aspects of other employee benefit plans, such as the processing of flexible spending accounts .

Topics

  • Cancer
  • St. Jude
  • Heart Disease
  • Diabetes
  • Stroke
  • Accidents
  • Alzheimer’s Disease

Cancer

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The cost of breast cancer treatment can quickly become a financial burden. You may not realize it, but you could receive many bills for just one procedure. For example, you may get a bill from each department in the hospital involved with your surgery. This can mean separate bills from the lab (pathology), anesthesiology, surgery, and other departments. Even if your co-payment for a single bill is low, these costs add up. In addition, there are many out-of-pocket costs (such as transportation) that may add to this burden. USA’s Lump Sum Critical Illness or Cancer Plan can provide you with financial benefits when you need them the most. For more information, please contact us.

Think you’re immune to major illnesses like cancer?

United Schools Associates is committed to providing financial benefits, information, and knowledge about cancer, treatments, and the cost of this critical illness. It’s the diagnosis no one wants to hear, but you do have options! Before deciding upon a course of action, make sure you fully understand the how, what, and why of the specific cancer you may have.

Did you know that half of men and one-third of women will develop cancer at some point in their lifetime?

Preventative Care:

Mammograms offer significant benefits for women. Research shows that they can detect cancer early, when it’s easier to treat. This is why mammograms are covered by the wellness benefits associated with many United Schools Associates products. Wondering when and why you should get a mammogram, or what the procedure is like? Learn why this test is important for you.

Men have a higher risk of certain types of cancers, including prostate, lung, colorectal, and skin cancer. Understand the risk factors, and create an action plan to ensure early detection.

Treatment:

Chemotherapy is a treatment used to eradicate a variety of cancers. Though it’s commonly used today, chemotherapy can seem frightening. United Schools Associates desires to educate you, or a loved one who may be facing cancer, in order to ensure understanding of how chemotherapy works and what can be expected when undertaking the process.

Another common cancer treatment is radiation. What is it? How does it work? What is the right course of action to take? What are the side effects? Find all of the answers here.

When you or someone you love is dealing with cancer, you’ll be encouraged and uplifted by these survivors’ stories of courage, determination, and perseverance.

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Stupid Cancer, a nonprofit organization, is the largest charity that thoroughly addresses young adult cancer through advocacy, research, support, outreach, awareness, mobile health, and social media. Their innovative, award-winning and evidence-based programs and

services serve as a global bullhorn to propel the young adult cancer movement forward.

Did you know that half of men and one-third of women will develop cancer at some point in their lifetime?

Young adult cancer (15-39) is largely unrecognized in the war on cancer, with 72,000 new diagnoses each year: literally one every eight minutes. This neglected group  millions strong has limited resources, inadequate support, and, more importantly, a lack of awareness and understanding from the community around them.

 

St. Jude

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St. Jude Children’s Research Hospital was founded in 1962 to find cures for diseases and save children’s lives. The hospital’s daily operating cost of nearly $1.7 million is funded primarily through charitable contributions. It is an honor for United Schools Associates to support this hospital and all of its efforts.

 

Heart Disease

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United Schools Associates (USA) is committed to providing financial benefits, prevention information, and treatment information about heart disease to our clients /educators. Our programs offer financial benefits to support policyholders throughout treatment and recovery.

The number one cause of death in the U.S. is cardiovascular disease, with stroke coming in third. Reduce your risk for both diseases by choosing a heart-healthy lifestyle. Pick up tips and helpful information at the American Heart Association website. We have also included a link to heart-healthy recipes for adults and children. The recipes in this collection grew out of research and educational projects supported by the National Heart, Lung, and Blood Institute.

The studies dealt with ways to help Americans keep their hearts strong by reducing intake of calories, fat (especially saturated fat), cholesterol, and sodium.

United Schools Associates wants to safeguard you and your loved ones by providing helpful tools to educate you and financial benefits to protect you.

To prevent heart disease, you must know your risk factors, such as high blood pressure, high total cholesterol, and high blood glucose levels. Learn how you can benefit from screening tests and regular preventative care, many of which are covered by United Schools Associates’ supplemental benefits programs.

You’re never too young to think about your heart health. The American Heart Association encourages you to begin preventing future heart attacks by age 20. As you age, it’s even more important to understand your risk and protect your health.

Do you know the ABCs of good health? Avoid tobacco, Become more active, and Choose good nutrition. With these three steps, you can greatly reduce your risk of heart disease, heart attack, and stroke.

Do you think you know what’s best for your heart? Knowledge is power. Test your heart health knowledge with the heart-healthy quiz presented by the American Heart Association, which addresses blood pressure, cholesterol, medication, and lifestyle.

Learn all about heart-healthy recipes here.

 

Diabetes

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Here at United Schools Associates, it is our moral standard to ensure that you and your loved ones are educated and prepared. We want you to feel safe, secure, and healthy. Did you know that there are approximately 7 million people in the U.S. who have diabetes – but don’t know it? And that an estimated 79 million adults age 20 or older have pre-diabetes?

Learn more about the symptoms of diabetes, what causes it, and how to reduce your risk through educational projects supported by the National Heart, Lung, and Blood Institute.

Take the Diabetes Risk Assessment to determine the likelihood of diagnosis for yourself or a loved one.

United Schools Associates wants you to be aware and prepared if you are diagnosed with diabetes, or if it impacts the life of a loved one. Knowing your risk can help you take steps toward a healthier lifestyle path.

Find out your risk for developing diabetes by taking the American Diabetes Association’s Risk Assessment.

You’re never too young to think about your heart health. The American Heart Association encourages you to begin preventing future heart attacks by age 20. As you age, it’s even more important to understand your risk and protect your health.

Learn recipes and helpful facts about diabetes to help you live healthily and securely.

 

Stroke

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United Schools Associates is committed to supporting our clients/educators by providing financial benefits and information about the prevention and treatment of strokes. Our benefit plans support our clients/educators through treatment, recovery, and even disability due to stroke-related illness.

Every 40 seconds, someone in the U.S. has a stroke. It’s currently the third-leading cause of death in the U.S., and a leading cause of disability. Stroke occurs when a blood vessel in the brain ruptures or is blocked by a clot. When this happens, oxygen can’t get to the brain, and tissues begin to die.

Would you know if you were experiencing a stroke? More importantly, would you know what to do? United Schools Associates has provided various resources to make certain you are aware how to recognize and respond to a stroke. Some of the risk factors of stroke can be managed, and some cannot. Know what you can do to improve your odds of a healthy life over the long term.

Critical illnesses such as stroke can impact your financial health as well as your physical health. What would happen to your family if a breadwinner suffered a stroke? Let us help you prepare for the unexpected.

Occurrence of stroke varies by gender, age, and ethnicity, so it’s wise to understand and manage your personal risk. Thousands of women of all ages have strokes each year. Among women younger than 65, certain symptoms and behaviors, including migraine headaches, can signal an increased risk of stroke. All women should understand these “hidden risks,” and take steps to protect their health and finances.

 

Accidents

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United Schools Associates works diligently to help our clients/educators prevent and treat accidental injuries. Our health benefit products offer financial support to policyholders through treatment, recovery, and disability recovery.

Home and recreation-related injuries affect people of all ages, from infants to older adults, and they account for about one-third of all injury-related emergency room visits. The Centers for Disease Control and Prevention work to educate individuals about how to prevent unintentional injuries, helping to ensure that all Americans live to their full potential. United Schools Associates has provided information about how you can prevent injury and death from causes such as drowning, falls, fires, and poisoning. Check out the CDC’s home and recreational safety fact sheets.

Critical illnesses such as stroke can impact your financial health as well as your physical health. What would happen to your family if a breadwinner suffered a stroke? Let us help you prepare for the unexpected.

Utilizing coverage through United Schools Associates' Accident/Disability plans can prove beneficial financially, and it can also help safeguard your wellness and that of your loved ones. Here at USA, it is our mission to provide resources and benefits when you need them the most.

 

Alzheimer’s Disease

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Alzheimer’s is a disease of the brain that causes problems with memory, thinking, and behavior. It is not a normal part of aging, and over time, this disease worsens. Though symptoms can vary widely, the first problem many people notice is forgetfulness severe enough to affect their ability to function at home, at work, or while enjoying lifelong hobbies. Learn the basics from the Alzheimer’s Association.

It is important to know the facts about Alzheimer’s disease. United Schools Associates wants to provide educational resources to help you learn more, so that you can effectively prepare for the future. Providing helpful information and financial benefits that cater to you and your loved ones is one of USA’s main goals.

USA wants to ensure that by understanding the key elements of Alzheimer’s prevention, you can take steps today to protect and care for yourself and your loved ones. Alzheimer’s is a brain disease that causes a slow decline in memory as well as thinking and reasoning skills. Affected individuals may experience one or more of these signs, in differing degrees. If you notice any of them, please see a doctor. Check out the warning signs of Alzheimer’s, as well as the preventative care information provided for you.

 

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